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RJCAPITAL offers interim financing and bridge loans on commercial properties. Quick turnaround allows the borrower to close in a shorter time frame than otherwise required for traditional financing. Bridge financing gives owners the flexibility to reposition and stabilize properties. With access to conventional loan programs we can provide permanent financing upon stabilization, creating a seamless exit strategy.

Bridge anchor

$1,000,000 to $50,000,000

Competitive Pricing

Variable and Fixed Rates

Up To 3 Years with Extension Options

Interest Only and Non-recourse 

Loan to Value / Cost up to 80%

Efficient Closing Process

United States and Canada

construction building residential brownstone development condo


RJCAPITAL provides financing for all commercial asset types in all stages of construction including ground up or value-add projects. Available programs address assorted property types - Retail, Office, Industrial, Multi-Family and Single-Family Spec Homes, Entitled Land and more.

$1,000,000 to $20,000,000

Competitive Pricing

Interest Only

Up To 3 Years with Extensions Available


No Pre-Payment Penalty

Loan to Value / Cost up to 75%

Construction anchor


Find the right solution to refinance an existing commercial loan that isn't meeting your needs or is about to mature. If you settled for high-interest loan, RJCAPITAL can facilitate refinance to secure better rate and term that aligns with your long term goals. For more details about our project financing programs contact one of our team members.

Refinance anchor

2700 Westhall Lane, Suite 124

Maitland, FL 32751

Tel: 813-900-4827


$500,000 to $5,000,000

Transparent Terms

Term up to 30 Years 

Fixed or Variable Rates

LTV up to 75%

Simple Process

Predictable Monthly Payments



The USDA creates jobs and encourages rural economies by providing financial insurance for rural businesses and properties. Its primary purpose is to stimulate and sustain employment and improve rural communities. USDA Loan proceeds may be used for  real estate, working capital, machinery and equipment, and certain types of debt refinancing. This is attained by expanding the lending capability of private lenders in rural areas and helping them service quality loans that provide lasting community benefits and increase the tax base. 

USDA anchor

$1,000,000 to $25,000,000

USDA Eligible Areas (click here for eligibility map)

Competitive rates both fixed and floating

20-30 Years Term Self-Amortizing

Acquisition, Expansion, Construction

No Pre-Payment Penalty

LTV UP to 90%


The Small Business Administration (SBA) was created in 1953 as an independent agency of the US government to protect the interests of small businesses, preserve competitive enterprise, and strengthen the economy. SBA allows entrepreneurs, professionals and business owners to take advantage of flexible terms and competitive loan rates to fund a range of business needs – from start-ups to business acquisitions, real estate, equipment, working capital and more. Although these programs are available for any individual, it gives special advantages to women and those belonging to minority groups. If you are not sure if your project financing could qualify under SBA guidelines, contact one of our team members.

SBA anchor

$500,000 to $5,000,000

Flexible terms and competitive rates

Term up to 25 Years specific to program

504 and 7(a) programs offer variable or fixed rates

Acquisition, Refinance, Expansion, Equipment

LTV up to 90%

Varying Project Types

Key steps to funding

Fill out our contact form or call us to see how we can help with your project needs.

2. Answer initial questions

You will answer some basic questions to help us understand your goal. Your responses will help us locate best possible solution for your unique project.

3. Work out the details

Should one of our lending sources have additional questions, we will arrange 3 way conference call to answer questions and collect needed information. 

4. Issue Letter of Intent 

Once we have all the needed information and locate lending source wanting to move forward, Letter of Intent will be issued.

5. Ready to close

After conditional requirements have been met, it's time to fund your project.

1. Contact us

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